James Bachini

Lending

  • Over-Collateralized Lending In DeFi

    Over-Collateralized Lending In DeFi

    Decentralized finance has opened up many possibilities for holders of digital assets. One of the products which has gained traction over the last few years has been over-collateralized lending which is now a $30+ billion dollar industry. In this article I’m going to look at how over-collateralized lending works, why would someone want to do…

  • DeFi Borrowing & Lending

    DeFi Borrowing & Lending

    This article is derived from a chapter in the free eBook explaining DeFi technologies:DeFi Demystified | An Introduction To Decentralized Finance DeFi borrowing and lending differs from traditional finance where institutions will lend funds based on credit ratings. In DeFi accounts are anonymous, there are no credit ratings to assess risk. Borrowing and lending is…